Expense & Income Tracking
Log both expenses and income in seconds. Smart categories, custom tags, and real-time balance updates across all your accounts.
Monely is the privacy-first money manager that keeps your financial data right where it belongs — on your device, not our servers.
Simple, powerful tools for tracking your spending and growing your savings — no subscription required.
Log both expenses and income in seconds. Smart categories, custom tags, and real-time balance updates across all your accounts.
Monthly insights, category breakdowns, income vs. expense comparisons, and daily spending trends — beautifully visualized.
Set up recurring bills and subscriptions that generate automatically. Daily, weekly, monthly, quarterly, or yearly — fully automated.
Track multiple bank accounts, wallets, and payment methods in one place. Switch between accounts instantly.
Never miss a payment. Smart notifications remind you before recurring bills are due, so you're always one step ahead.
Automatically adapts to your system preference. Looks gorgeous in both dark and light mode on any device.
Find any transaction instantly. Filter by date, category, account, or amount. Full-text search with smart auto-complete.
Attach rich notes to any transaction. Auto-complete suggests based on your history, making data entry blazingly fast.
Optimized for speed from the ground up. Instant startup, smooth navigation, and snappy forms — even on older devices.
We built Monely on a simple principle: your financial data should be yours — completely, forever. No accounts, no servers, no compromise.
All data is stored in an encrypted local SQLite database on your device. Nothing leaves your phone — ever.
We collect zero personal data. No analytics, no behavioral tracking, no third-party SDKs spying on you.
Open the app and start tracking immediately. No sign-up, no email, no password. Just you and your data.
Every feature works without internet. Airplane mode, rural area, or roaming — Monely always works.
Because we collect zero data, there's nothing to request, delete, or worry about. You have complete sovereignty over your financial information.
No tutorials, no onboarding walls. Monely gets out of the way and lets you start tracking immediately.
Install from the App Store or Google Play. No account, no sign-up — just open and go.
Create accounts for your bank, wallet, or cash. Name them anything you like.
Tap the + button to add an expense or income. Pick a category, amount, and you're done.
Head to the Stats tab to see where your money goes — monthly reports, trends, and category breakdowns.
Monely comes loaded with smart categories for your everyday spending — and you can add your own.
Don't take our word for it — here's what real Monely users have to say.
"Finally an expense tracker that doesn't want my email address or cloud access. Just opens up and works. The recurring bills feature alone is worth 5 stars."
"I've tried dozens of budget apps. Monely is the cleanest, fastest, and most privacy-respecting one I've found. The analytics actually helped me cut $400/month in unnecessary spending."
"Works offline, looks beautiful in dark mode, and the category breakdown is eye-opening. I didn't realize how much I was spending on dining out until Monely showed me."
Everything you need to know before downloading.
Yes — Monely is free to download and use with no paywalls. We show one optional, non-intrusive ad per 24 hours to support development. You can always dismiss it and keep using every feature.
No. Monely is fully offline-first. Your data is stored in a local SQLite database on your device and is never sent to any server. This means you also can't lose it to a data breach.
Yes! Monely is available for free on the Apple App Store (iPhone and iPad) and the Google Play Store (all Android devices).
Absolutely. Monely tracks both income and expenses. You can see your net balance, income vs. expense comparisons, and understand exactly how your savings are growing over time.
Set up any transaction as recurring (daily, weekly, bi-weekly, monthly, quarterly, or yearly). Monely automatically creates the transaction on its scheduled date and can send you a notification beforehand. You can edit, skip, or delete individual occurrences at any time.
Yes. You can create as many accounts as you need — checking accounts, savings accounts, digital wallets, credit cards, or a simple cash envelope. Each has its own balance and transaction history.
Since all data lives only on your device, deleting the app removes your data. We recommend exporting your data before uninstalling. Your data was never stored anywhere else, so there's nothing to "request deletion" of from our end.
Free, offline, and completely private. No sign-up required — just download and go.